TERMS & POLICIES
These are template documents provided for development only. They are NOT legal advice and must be reviewed and finalised by a qualified UK solicitor and a compliance professional before publication. Last updated: sample.
TERMS OF USE
Acceptance of Terms
By accessing or using homeburgh.com, you agree to be bound by these Terms of Use. If you do not agree, please do not use the service.
Service Description
homeburgh.com is an information and comparison tool that provides factual data about UK bank interest rates. It does not offer financial advice or personal recommendations.
No Advice / No Personal Recommendation
The content on this website is for general informational purposes only. It does not constitute financial advice, and you should not rely on it as such. We do not provide personal recommendations based on your circumstances.
Accuracy Not Guaranteed
We strive to keep information accurate and up to date, but rates and terms may change without notice. We do not guarantee the accuracy, completeness, or timeliness of any information on this site.
No Liability
To the fullest extent permitted by law, homeburgh.com and its operators shall not be liable for any loss or damage arising from your use of the site or reliance on its content. You use the service at your own risk.
Third-Party Links
Links to third-party websites are provided for convenience only. They do not imply endorsement, and we are not responsible for their content or practices.
Acceptable Use
You agree not to misuse the site, including by introducing viruses, attempting unauthorised access, or using the site for unlawful purposes.
Intellectual Property
All content on homeburgh.com, including text, graphics, and logos, is owned by or licensed to us and is protected by UK intellectual property laws.
Changes to Terms
We may update these Terms of Use from time to time. Continued use after changes constitutes acceptance of the new terms.
Governing Law
These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
PRIVACY POLICY
Data We Collect
We may collect personal data that you provide voluntarily, such as your name and email address when using our contact form, chat messages, or any documents you upload in future. We also collect anonymised analytics data about site usage.
Lawful Basis (UK GDPR)
We process your personal data on the basis of your consent (where given) or our legitimate interest in operating and improving the website. Where required, we will obtain explicit consent.
How We Use Your Data
Your data is used to respond to your enquiries, improve our service, and comply with legal obligations. We do not sell your personal data to third parties.
Retention
We retain personal data only as long as necessary for the purposes for which it was collected, or as required by law.
Third-Party Processors
We may share data with trusted third-party service providers who process data on our behalf (e.g., hosting, analytics). These processors are contractually bound to protect your data.
Your Rights
Under UK GDPR, you have the right to access, rectify, erase, or object to the processing of your personal data. To exercise these rights, please contact us at [email protected].
Children
Our website is not directed at children under 13. We do not knowingly collect personal data from children.
FINANCIAL PROMOTION
Regulatory Status
homeburgh.com is NOT authorised or regulated by the Financial Conduct Authority (FCA). We do not provide financial advice or make personal recommendations.
Nature of Content
All content on this website is factual information about UK bank interest rates. It is not a financial promotion or an inducement to enter into any specific financial product.
Compliance with s21 FSMA 2000
Where any communication on this site could be considered a financial promotion under section 21 of the Financial Services and Markets Act 2000, it will be approved by an FCA-authorised person before publication.
User Responsibility
You should verify all terms and conditions directly with the relevant financial provider and consider seeking independent financial advice from an FCA-authorised adviser before making any financial decisions.
Contact: [email protected]